Banque Patronus Limitée - Disclaimer and Terms of Use
1. Acceptance of Terms
By accessing and using the Banque Patronus Limitée website ("the Site"), you acknowledge and agree to comply with these terms and conditions. If you do not agree with any part of these terms, you must not use this Site. Banque Patronus Limitée reserves the right to modify these terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised terms.
2. Information Security and Privacy
Banque Patronus Limitée is committed to protecting your personal and financial information. We employ industry-standard security measures and continuously update our practices to maintain the highest level of data protection. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security. By using our Site, you acknowledge and accept this inherent risk.
3. Website Content and Services
The content, services, and functionality of the Site are provided by Banque Patronus Limitée for informational purposes only. We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time without prior notice. Banque Patronus Limitée shall not be liable for any modification, suspension, or discontinuance of the Site or any service therein.
4. Internet Banking Transactions
While Banque Patronus Limitée makes reasonable efforts to ensure the reliability and security of our Internet Banking services, we can only be held responsible for instructions that are actually received and processed through our system. We are not liable for any losses, delays, or errors resulting from:
- Malfunctions in communication facilities beyond our control
- Browser incompatibilities or configuration issues
- Incorrect or incomplete instructions provided by users
- Delays in mail service or other forms of transmission
- Any virus-related problems or system disruptions
5. Information Accuracy and Reliability
Although Banque Patronus Limitée strives to provide accurate and up-to-date information on the Site, we do not warrant or guarantee the accuracy, completeness, or timeliness of the information presented. The information is provided on an "as is" and "as available" basis. Users should not make financial decisions based solely on this information without seeking professional advice. Banque Patronus Limitée expressly disclaims all liability for any actions taken or not taken based on any content on this Site.
You can opt out of receiving communications from us at any time. Any direct marketing communications that we send to you will provide you with the data and means necessary to opt out.
6. Data Collection and Usage
Banque Patronus Limitée collects information that you voluntarily provide through our Site, such as when completing online forms or applications. We also use cookies and similar technologies to enhance your browsing experience, analyze Site usage, and improve our services. You may adjust your browser settings to manage cookie preferences, but this may affect your ability to use certain features of our Site. For more detailed information about our data collection and usage practices, please refer to our separate Privacy Policy.
7. Confidentiality and Information Sharing
Banque Patronus Limitée will only use your information for the purposes disclosed to you, for purposes that you would reasonably expect, or as required or permitted by applicable laws and regulations. We may share necessary information with our service providers, affiliates, or regulatory authorities to fulfill your requests or comply with legal obligations. Any unsolicited information sent to us via our Site is not considered confidential and may be used by Banque Patronus Limitée without restriction.
8. Third-Party Websites and Content
Our Site may contain links to external websites or incorporate third-party content. These links and content are provided for your convenience only. Banque Patronus Limitée does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. Your use of such websites or services is at your own risk and subject to their respective terms and conditions. We strongly advise you to read the terms and privacy policies of any third-party websites you visit.
9. Jurisdictional Limitations and Compliance
Products and services mentioned on this Site are only available in jurisdictions where Banque Patronus Limitée is authorised to offer them. The information on this Site is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law or regulation. Users are responsible for complying with all applicable local, state, national, and international laws and regulations. Accessing this Site from territories where its contents are illegal is strictly prohibited.
10. No Professional Advice
The information provided on this Site is for general informational purposes only and should not be construed as professional advice. Banque Patronus Limitée strongly recommends individuals accessing the Site seek appropriate advice from qualified professionals for their individual circumstances before making any financial decisions.
11. Wealth Management, Asset Management & Securities Brokerage Disclaimer
Wealth Management services, Asset Management services and Securities Brokerage services are offered by Patronus Wealth Prive ( DIFC) Limited and Patronus Wealth Prive ( Mauritius) Limited, which are regulated by Dubai Financial Services Authority ( DFSA) and Financial Services Commission ( FSC) of Mauritius and are part of the same group of companies as Banque Patronus For more information, please visit www.patronuswealth.com
12. Intellectual Property Rights
All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Banque Patronus Limitée or its content suppliers and is protected by international copyright laws. Users may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from this Site without the express written permission of Banque Patronus Limitée.
13. Limitation of Liability
To the fullest extent permitted by applicable law, Banque Patronus Limitée, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from the use of or inability to use the Site or any content therein.
14. Indemnification
You agree to indemnify, defend, and hold harmless Banque Patronus Limitée, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of the Site or violation of these terms.
15. Governing Law and Jurisdiction
These terms and your use of the Site shall be governed by and construed in accordance with the laws of Mauritius. Any disputes arising from or relating to these terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts in Mauritius.
16. Severability
If any provision of these terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
By using Banque Patronus Limitée's website, you acknowledge that you have read, understood, and agreed to be bound by these comprehensive terms and conditions. If you do not agree with any part of this statement, please refrain from using our online services.
