Individuals & Families Credit Services
At Banque Patronus, we understand that financial flexibility is crucial for individuals and families. Our credit solutions are designed to provide you with the financial support you need when you need it. We offer two primary credit services tailored to meet your unique requirements:
Enhancing your financial potential through life with
accessible and responsible credit solutions.
Overdraft Facility
Our Overdraft facility provides a flexible financial solution to help you manage unexpected expenses or temporary cash flow needs. This service ensures you have access to additional funds when required, maintaining your financial stability.
- Flexible access to additional funds
- Competitive interest rates
- Easy setup and management through existing accounts
- Cover unexpected expenses or temporary cash flow gaps
- Avoid late payment fees and bounced check charges
- Granted against Deposits or minimum savings account balances
Term Loans
Our Term Loans support your long-term financial goals and major life expenses. With structured repayment plans and competitive rates, these loans offer a reliable way to finance significant purchases or consolidate existing debts.
- Fixed interest rates for predictable repayments
- Variety of repayment terms to suit your budget
- Fully collateralized structure
- Suitable for home renovations, major purchases, or debt consolidation
- Potential to improve credit score with timely repayments
- Consolidate higher-interest debts into a single, manageable loan
Better banking begins here.
Experience banking that adapts to your life, not the other way around - get in touch with us today.
